The Simple Answer

MonthlyMate is 100% free for consumers. We earn commissions from utility providers when you sign up for a plan through our links. This is called an "affiliate" or "referral" business model.

How Affiliate Commissions Work

Here's what happens when you switch providers through MonthlyMate:

1. 1You find a plan you like on our site
2. 2You click "Switch Now" to visit the provider's website
3. 3You sign up directly with the provider at their standard price
4. 4The provider pays us a commission (usually a percentage of your first bill or a flat referral fee)

This is the same business model used by most comparison websites, including major platforms like NerdWallet, Credit Karma, and Bankrate.

Do Commissions Affect Our Rankings?

No. This is our most important commitment to you.

Some providers pay us higher commissions than others, but we don't let that influence how we rank plans. Our algorithm sorts plans based on value for you—typically by monthly cost, total contract cost, or other factors you choose.

We mark plans as "Best Deal" based on price, not on which provider pays us more. Your savings come first, always.

Our Commitment to Transparency

We believe in being upfront about our business:

• We disclose affiliate relationships - Every plan card includes language about our affiliate partnerships
• We track our performance - We monitor which plans people choose to ensure our rankings match real consumer preferences
• We accept feedback - If you think our information is incorrect, you can report it directly on the results page

What About Plans That Don't Pay Commission?

Not every provider offers affiliate commissions. When that's the case, we still include their plans in our comparisons if they're competitive.

In fact, some of the best deals come from providers with no affiliate programs. We'll show you those plans anyway because our goal is to help you save money.

Questions or Concerns?

We want to earn your trust through transparency and performance. If you have questions about how we operate or feedback about our rankings, we'd love to hear from you.

Read our full Affiliate Disclosure for more details, or check out our About page to learn more about MonthlyMate's mission.