
How MonthlyMate Works
Our AI agent finds your best deals in 4 automated steps
Fill Out Our Form
Tell us your name, address, and which home services you currently use. Select from 17+ services including electricity, internet, insurance, and more.
AI Agent Processes
Our AI agent automatically researches providers, compares rates, and finds the best deals for your specific location and services.
Receive Personalized Results
Get a personalized email with tailored recommendations, savings estimates, and direct affiliate links to sign up with better providers.
Switch & Start Saving
Click the affiliate links in your personalized email to sign up with better providers. MonthlyMate earns commissions when you switch, helping us provide this free service.
Frequently Asked Questions
Is MonthlyMate really free?
Yes, 100% free for consumers. We earn commissions from providers when you switch through our affiliate links—like a travel agent. This never affects your price, and we show all options regardless of commission.
Who is M-8?
M-8 (pronounced "mate") is our AI savings agent. Think of M-8 as a friend who's obsessed with finding deals. M-8 scans dozens of providers, reads the fine print, and calculates what you'd actually pay—not just the advertised rate.
What services can you compare?
We cover 17 home service categories: electricity, internet, mobile, TV/cable, home security, auto insurance, home insurance, life insurance, solar, streaming, home warranty, pest control, lawn care, cleaning services, HVAC maintenance, water delivery, and propane.
How long does it take to get results?
Most results arrive within minutes. For some services that require more detailed analysis, results may take up to 24 hours. You'll receive an email as soon as your personalized recommendations are ready.
Is my information safe?
Absolutely. We use bank-level encryption, never sell your data, and you can request deletion of your information at any time. We only collect what's needed to find you savings—nothing more.
Do I need to create an account?
Nope! Just enter your address, pick your services, and get results. Creating an optional account lets you track your savings history and get notified when prices drop.
Will switching disrupt my service?
No interruption! When you switch electricity or internet providers, service continues seamlessly. The new provider coordinates the switch date with your current provider—you don't have to do anything except sign up.
What if M-8 can't find me savings?
We'll tell you! If you already have the best deal, that's great news. M-8 will let you know you're in good shape and can keep watching for future price drops if you opt in to alerts.
How do you keep prices accurate?
Our system checks provider websites and rate sheets regularly. We calculate actual costs including fees, taxes, and fine-print charges—not just the advertised "starting at" prices. See something wrong? Let us know and we'll fix it.
What areas do you cover?
We cover the entire United States, with particularly deep provider coverage in Texas metros (Austin, Houston, Dallas, San Antonio, Fort Worth). Provider availability varies by location—enter your address to see what's available.
How often should I check for better deals?
We recommend checking annually, or whenever your promotional rate expires. Better yet, sign up for price alerts and M-8 will notify you automatically when rates drop in your area.
Ready to start saving?
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